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SUCCESS STORY
Role of Joint Liability Group in Dairy Farming of
Wayanad, Kerala
Aparna Radhakrishnan
Ph.D. Scholar, NDRI, Karnal
aparnaradhak@gmail.com
Jancy Gupta
Principal Scientist and Ex.Head, NDRI, Karnal
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Abstract
"Dairying is the most important
subsidiary income in Wayanad District and
the sector offers immense livelihood
support to rural folk, especially
agriculture laborers, small and marginal
farmers, women, scheduled tribes etc. It
plays a vital role in the survival of the
farmers from the agriculture crisis. A
combination of socio-economic and
geographic factors like price fall, crop
failures, adverse terms of trade, improved
standard of living compulsions and
indebtedness, climate change etc
contributed in generating agricultural
crisis in Wayanad. The poor farmers were
not getting financial assistance from
banks and financial institutions, to
fulfill their economic needs. Amidst these
adverse conditions the milk production in
Wayanad district is more than 575 lakh
liters in 2013-14. Joint Liability Groups
(JLGs) are found to be playing a major
role in boosting microfinance amongst
clients, where formal banking system had
rarely been able to provide credit. The
primary focus of the paper is on the role
and performance of JLGs to uplift dairy
farming in Wayanad district of Kerala."
(If you are interested in complete
article, you may subscribe the "Indian Dairyman".)
CONTACT
The Secretary (Establishment),
Indian Dairy Association
IDA House,
Sector - IV, R. K. Puram
New Delhi-110 022
E-mail:
idahq@rediffmail.com
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